Short Term Health Insurance
What is Short Term Health Insurance or Temporary Insurance? Short Term Health Insurance is health insurance that just lasts for a certain period of time and offers you protection against unexpected health care expenses. Short term medical insurance is often a lower cost alternative to COBRA. You can get coverage for unexpected illnesses, and routine [...]
Cobra Health Insurance
COBRA Health Insurance is, The Consolidated Omnibus Budget Reconcilation Act (COBRA) gives workers who have lost their health benefits the right to choose to continue group health benefits provided by their former employer’s group health plan for a limited amount of time under certain circumstances such as voluntary job loss, reduction in hours worked, transition [...]
Long-term care insurance
What is long-term care insurance? Long-term care insurance is a type of insurance specifically used to cover the cost of long-term care services, most of which are not covered by major medical or traditional insurance. As a nurse working for over 20 years in a long-term care facilities (nursing homes) I understand the real need [...]
Major Medical Insurance
Major Medical Insurance is the most important insurance you and your family will ever need. This insurance will provide coverage for most types of medical expenses that may incur. Major Medical covers a much broader range of medical expenses including those incurred while in the hospital and out of the hospital. They generally have higher [...]
Supplemental Medical Insurance
What is a Supplemental Medical Insurance? Supplemental Medical Insurance is extra or additional insurance that you can purchase to help pay for services and out-of pocket expenses that regular insurance does not cover. Some supplemental medical insurance plans will pay for deductibles, co payments and coinsurance. While other supplemental medical insurance plans may provide you [...]
Temporary Medical Insurance
Who needs Temporary Medical Insurance? Many Temporary Medical Insurance plans include these individuals: The part-time or temporary employee are usually eligible for this type of insurance. People between jobs need Temporary Medical Insurance, they can continue with Cobra Insurance from their previous employer for up to 36 months until a new insurance plan is obtained. [...]
Self Employed Medical Insurance
Why do I need Self Employed Medical Insurance? There are many benefits to running a small self employed business, No official dress code. communiction is only between you and the computer, with no middleman. You have noone to answer to except yourself. and your hours of operation are at your leisure, But what about health [...]
Small Business Medical Insurance
Due to the recent down-slide of the economy many people, have lost their job are faced with the problem of obtaining small business medical insurance for the unemployed or self employed small business. If you start a small business this could be very challenging to obtain affordable small business medical insurance. Although state and federal laws [...]
Medical Insurance Broker
Do you know the difference between a Medical Insurance Broker and a Medical Insurance Agent? My intent in writing this article is to explain the difference between a Medical Insurance Broker and an Medical Insurance agent when it comes to purchasing a medical insurance policy. This is important information needed prior to obtaining the best [...]
Travel Insurance
Do you need travel Insurance? Many people avoid considering travel Insurance, thinking that this is just another added cost to the price of their vacation. They do not foresee the need for this type of insurance. They take the chance that nothing will go wrong. They have the misconception that only people who are ill or [...]